The report, written by economists Janet Currie and Erdal Tekin, is titled:
Is the Foreclosure Crisis Making Us Sick?
The answer should come as no surprise to anyone who has been or is currently in foreclosure.
The answer is, yes. Yes. The foreclosure crisis is making us sick.
Currie and Tekin found that an increase in the number of foreclosures in a particular zip code correlates to an increase in the number of anxiety and suicide related hospital visits. A Time story on the study explains Currie and Tekin's findings:
I get it. I do. But you know what?
"...for every increase of 100 foreclosures in a zip code, there’s a corresponding rise in health issues for people in the normally healthy age group of 20 to 49: an 8.1% increase in diabetes, 7.2% more ER visits and hospitalizations for hypertension, and 12% more visits to doctors related to anxiety. A rise in foreclosures was also associated with a 39% increase in trips to the hospital related to suicide attempts."
It doesn't have to be this way.
I'll say it again.
It does not have to be this way.
Maybe you're in foreclosure now as you read this. You might be feeling that tightening in your chest. The stress makes it hard for you to breathe. The questions that turn like a knife in your stomach:
How will we get out of this? Where will we live? How will I provide for my family? Will we ever bounce back?
They weigh so heavily. They might be making it hard for you to get out of bed. Hard to be a normal person.
I get it. Completely.
You might be a parent to someone who is going through foreclosure. A friend. A neighbor. You're affected by it too. Especially if you're a parent. I know how hard our foreclosure was on my mom. She worried for us. So much. Wanting nothing but love, happiness and prosperity for her daughter.
You might be feeling the same way as my mom.
The most difficult aspect is the feeling that there is nothing you can do.
But, you know what? No matter how bad it is, it only feels like there's nothing you can do.
But there is something huge you can start doing now. You can take care of you. Take care of each other. Nurture yourself through this awful time. Love. Commit to rising above the hardship. Commit to turning your foreclosure story into a triumph over adversity story worthy of a Hollywood epic picture.
And this is why I invite you to take the Love in the Time of Foreclosure Pledge.
The Love in the Time of Foreclosure PledgeThis pledge made the difference for us.
I, insert your name here, pledge:
To not allow this foreclosure to get the best of me.
I will mine this financial crisis for every opportunity.
I will stay in communication with my family and friends.
I will stay in communication with the bank and my creditors.
I will learn every lesson there is to be learned from this.
I will live in the moment.
I will ask for and accept help.
I will take time every day to connect with the people in my life.
I will take time every day to do something that makes me happy.
I will empower myself to be happy without the need to spend money.
I will continue to live my life productively and responsibly.
I will acknowledge my fear and act in the face of it.
I pledge to Love. To love others, to love myself and to love my life...
...in the time of foreclosure
...in the time of hardship of any kind
We did not end up in the ER. We actually flourished as human beings. We grew closer as a married couple. We wound up living a huge adventure on a beautiful island that gave us our son. And it is all because we pledged this to each other. This pledge, that we took very seriously, got us through foreclosure and then some.
We invite you to take the pledge today.
Whether you are in foreclosure, facing foreclosure or just fearing foreclosure.
In fact, it can be applied to any kind of crisis or hardship.
We invite you to please take the pledge and declare it here in the comments below.
Making it public does make a difference. Don't keep this to yourself. I know the inclination is to hide your problems. But that doesn't work. That only makes you feel more isolated.
The more public you make your pledge, the more likely you are to keep it. Share it on your Facebook page. Share it in conversation with your friends and family. Just share it.
And please pass it along. Let's make an impact here. Let's end this cycle of foreclosure-related sickness. Let's make this a movement.
We can make a difference. For anyone feeling alone in their financial problems. Ashamed. Fearful. YOU ARE NOT ALONE. Please take this pledge and join us in creating your own triumph over adversity story.
Okay, I think you get where I stand.
Now it's your turn.
Declare your pledge below in the comment section. It can be as simple as this:
I, Steph Walker, pledge to love in the time of foreclosure.
Or even more simple: I pledge to love!
If you're as passionate about this as I am, please help spread this love. Send it to anyone you know who is in financial distress. Anyone who is facing hardship in their lives. Please invite them to join you in taking the pledge.
Together we can make a difference!